Diapers: Cloth vs Disposable

There are 2 parenting decisions that I've really debated about. The first was circumcision, I've decided to wait on that one until we know the gender of the child, but I'm at least leaning more one way than the other. But when it comes to diapers, I'm completely torn.

I went to 2 different organic baby stores in town today, looking for Cooper's bottles, and took a look at the cloth diapers while I was there. I think I'm even more confused than I was before.

From what I've read, the cost isn't horribly different. For disposables it's about $50 - $80 per month. For cloth, once you add in the cost of extra water and detergent it's about $25 - $60 per month. Plus we'll have to get a new washer if we go with cloth. Eventually we'll need a new washer anyways, ours is fading, but we're hoping to make it last a bit longer.

It's clear that cloth is slightly better for the environment. I would say much better aside from the fact that you use more water and electricity cleaning them.

Pros for cloth:
less expensive, better for the environment, supposed to be better for skin but it really depends on the baby.
Cons for cloth:
cleaning poop is just gross, lots of extra laundry, can't use diaper creams, need a new washer, people seem to have more leaks with them, bulky, some babies have a harder time learning to roll over because of the bulk, people who use these all seem to be a bit arrogant - even if they don't think they are.

Pros for disposable:
easy, can use diaper creams, I know how to use these, fewer leaks.
Cons for disposable:
more costly...

If we do the cloth thing we would use disposables when we're not at home and probably at night too. If we go with disposables we'll order ones that are dye free, I've used them before and they work just as well as the big brands.

Luckily I have a while before I have to decide on this, but I'm much more stressed over this than I should be. I'm open to suggestions, any ideas?